BinderCloud

Centralised data management for delegated authority business.

Unlock efficiency and transparency with BinderCloud 

In Delegated Authority business, the complexity of managing and validating large volumes of bordereaux and submission data is a significant source of operational friction. Inefficient ingestion and lack of validation oversight not only create administrative backlogs but also obscure the true risk exposure and impede the timely flow of clean data to core systems. 

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DXC BinderCloud combined with our Delegated Underwriting Services provides clients in the insurance market with a unique managed service approach to straight-through binder processing. Developed in conjunction with our clients and guided by our own experience serving the global insurance market, DXC BinderCloud significantly improves the speed, accuracy and compliance of data sharing between cover holders, MGAs, brokers, third-party adjusters and underwriters operating in the London insurance market and beyond.  

Market impact at scale

Our operational framework supports the robust, compliant handling of global Delegated Authority business. 

$XX

Billion in total gross written premium managed through the platform annually. 

XX

Million records (line items) processed and validated monthly. 

XX%

Average bordereaux acceptance rate increase achieved by users. 

Data validation and risk oversight

 Our approach addresses the specific complexities of managing data quality in the subscription market, ensuring that risk exposure is accurately represented and swiftly integrated. 

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Submission validation and control

BinderCloud moves beyond simple file transfer. Submissions undergo automated validation against policy data, financial limits, and regulatory rules at the point of ingestion. This directly improves data integrity by flagging errors and resolving queries early, ensuring only "right first time" data proceeds to downstream accounting systems. 

Scalability without fixed cost

The volume of Delegated Authority business is rarely static. Our BinderCloud service model allows managing agents to scale bordereaux validation and processing capabilities in line with business growth or seasonal peaks, ensuring continuous, high-quality support without the need to divert or hire internal resources. 

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Operational transparency 

We provide clear visibility over the quality of submissions received from coverholders. By providing Management Information (MI) on processing metrics and error rates, we help you identify systemic issues and implement process improvements that secure the integrity and timeliness of your DA data. 

Explore our premium and underwriting services

The efficiency of BinderCloud works best when integrated with our wider ecosystem of operational services. 

Accounts & Reconciliation

Achieve financial clarity by resolving signing message discrepancies against internal records. 

Credit Control

Optimise cash flow and reduce aged debt through proactive chasing and comprehensive reporting. 

Data Insights Platform

Unlock actionable market and internal data for enhanced underwriting decisions and compliance. 

Risk Data Capture

Eliminate downstream financial errors at the source with right-first-time data entry. 

Intermediary Services

Achieve higher Right-First-Time (RFT) rates for Core Services submissions. 

Transform your operations

Discover how our BinderCloud service can deliver the data integrity and control our DA strategy demands.